Pay Later FAQ

BK Drip offers pay-later options at checkout, including Klarna and PayPal, subject to eligibility and approval by the provider. Pay-later terms, instalment schedules and any fees are set by the provider and shown at checkout before you confirm.

How does Klarna Pay in 3 work?

Klarna Pay in 3 splits your order total into 3 equal, interest-free payments. The first payment is taken when you place your order, and the remaining two are taken automatically at the intervals shown by Klarna at checkout. Klarna Pay in 3 is available to US customers aged 18 and over, subject to Klarna's eligibility checks, which may include a soft credit check that does not affect your credit score.

What about PayPal Pay Later?

PayPal Pay Later options, where offered at checkout, are provided by PayPal under PayPal's own terms. The options available to you, including the number of instalments and any interest or fees, are shown by PayPal at checkout before you confirm.

What happens if I return an item paid for with pay later?

If you return an item, your pay-later balance will be adjusted by the provider once the return has been processed. Any refund due to you will be handled through the provider, and your remaining instalments will be recalculated. Please allow a few working days after your return is confirmed for the adjustment to appear.

What happens if I miss a payment?

Missed payments can affect your ability to use pay later in future and, depending on the provider, may result in fees. If you are having difficulty making a payment, please contact your pay-later provider as soon as possible — they, not BK Drip, manage your instalment plan.

Who do I contact about a pay-later problem?

For questions about your instalments, payment dates, fees or eligibility, please contact Klarna or PayPal directly. For questions about your BK Drip order itself — delivery, returns or the items you received — please contact us through the Contact page.